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James S. Werter, LLC
Attorney at Law


NE Florida Location
1201 Arapaho Avenue, Suite B
St. Augustine, Florida 32084
Phone: 904-827-0446
904-827-0446
Fax: 904-826-1733
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Consultations by appointment in the Jacksonville, Ponte Vedra Beaches & St. Augustine areas.


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Saint Augustine Foreclosure Defense Lawyer

Foreclosure Defense: From Jacksonville to Daytona Beach, Florida

Your home is an important aspect of your life. If you have fallen behind on your payments and are approaching foreclosure, it is important to know that there are defenses against foreclosure. A lawyer at our firm can help you explore temporary or permanent mortgage relief.

We are James S. Werter, LLC, Attorney at Law, and our law firm represents individuals in foreclosure defense. For more than 20 years, attorney Werter has dedicated his professional career to providing aggressive legal representation for those in need. His firm is located in Saint Augustine, Florida, and serves individuals throughout the surrounding areas.

Do Not Delay: Seek Assistance From an Experienced Lawyer

If you have recently been turned down for a mortgage modification, it is critical you speak to a lawyer before you are served with a foreclosure complaint, or immediately afterwards. mortgage complaint a motion for a final judgment or mortgage complaint is filed. Speaking to a lawyer as soon as possible will likely yield the best results.

At our firm, we will answer your questions and clarify any misconceptions about the defenses to foreclosure. We will vigorously explore options such as mediation, where negotiations can be made to get you relief from foreclosure. We can explore options such as:

  • Forbearance
  • Challenging the foreclosure
  • Home affordable modification program

Is Bankruptcy an Option For Me?

In some instances, it may be in your best interests to file for bankruptcy. If you file for bankruptcy, you may be able to get out of a deficiency judgment and the bank may be more willing to negotiate a resolution that is favorable to you. We are very experienced in handling consumer bankruptcies and will help educate you about the benefits. Bankruptcy is a tool that is used to give individuals a fresh financial start and the ability to continue to contribute to the economy. We can help you get started.

Talk to a Jacksonville Beach Foreclosure Defense Attorney About Your Situation

We offer free initial consultations in the area of foreclosure defense. Contact our firm online or by calling 904-827-0446 to schedule a meeting with Mr. Werter.